The So You Cross Cutout Mini Disc Adjustable Necklace by Lord & Taylor features a chic and minimalist design. Crafted with a delicate gold-tone finish, this adjustable necklace showcases a refined circular pendant with a cross cutout, adding a touch of spiritual elegance. Perfect for layering or wearing solo, it enhances any outfit, from casual to formal, making it a versatile accessory that complements various styles effortlessly.